Get paid the moment
you've earned it.
Burse connects to your employer's payroll and lets you withdraw your already-earned wages instantly — any day of the month. No interest. No loans. No debt traps.
Simple by design
How Burse works
Three steps between you and your money.
Connect your employer
Your employer is already on Burse or invites you. You verify your identity once (FICA-compliant) and you're live.
See what you've earned
Burse reads your payroll data in real time. Your dashboard shows exactly how much of your current month's salary you've already worked for.
Withdraw instantly
Request any amount up to your earned balance. Funds arrive in your linked bank account within minutes via Ozow or Peach Payments.
Built for workers
Everything an employee needs
Instant transfers
Money in your account in minutes, not days. Available 24/7 including weekends and public holidays.
Zero interest
This is not a loan. You're accessing money you already earned. We charge a flat, transparent withdrawal fee — nothing more.
Mobile-first
Works on any smartphone. No app download required — the full experience lives in your browser.
Bank-grade security
256-bit encryption, biometric login support, and POPIA-compliant data handling throughout.
Financial wellness
Track your spending patterns, set withdrawal limits for yourself, and build healthier money habits over time.
Any SA bank
Link any South African bank account — FNB, Standard Bank, Capitec, Nedbank, Absa, TymeBank, and more.
Works with your stack
Payroll & payment integrations
Burse connects to the tools South African businesses already use. No rip-and-replace required.
Payroll Providers
Deel
Global payroll & contractor management. Burse connects via Deel's REST API to pull real-time payroll cycle data for both employees and contractors.
Deel API Docs →Sage Payroll
South Africa's most widely used payroll suite. Burse integrates with Sage Business Cloud Payroll via the Sage Network API to sync pay periods and earned amounts.
Sage Developer Docs →PaySpace
South African cloud payroll platform. Burse uses PaySpace's RESTful API to access employee pay schedules, leave balances, and gross earnings in real time.
PaySpace API →SimplePay
Popular SA payroll for SMEs. Burse syncs with SimplePay via webhook events and their REST API to track daily accruals and deduction limits automatically.
SimplePay API →Paymaster
Trusted SA payroll bureau software. Burse integrates with Paymaster via secure SFTP export + API ingestion for payroll cycle synchronisation.
Paymaster Docs →Pastel Payroll (Sage 200)
Legacy SA enterprise payroll. Burse supports flat-file CSV integration and the Sage 200 connector for organisations still on the desktop suite.
Sage 200 API →Disbursement & Payments
Ozow
SA-based instant EFT and pay-out provider. Burse uses Ozow's Payout API to send funds to employees' bank accounts in real time, any time of day.
Ozow Developer Portal →Peach Payments
Leading SA payment gateway. Burse integrates Peach Payments for card-based top-ups and disbursements via their Disbursements API.
Peach Developer Docs →Stitch
SA open-banking and pay-out infrastructure. Burse uses Stitch's LinkPay and Payouts product for instant bank-to-bank transfers and account verification.
Stitch Docs →Netcash
SA's largest debit-order and payment bureau. Burse uses Netcash for salary deduction reconciliation at month-end — recovering advanced amounts automatically.
Netcash API →Banking & Identity
FNB Open Banking
Account lookup, verification and instant disbursement.
FNB Developer Portal → LiveStandard Bank API
BizConnect and retail open-banking connectivity.
Standard Bank Developers → LiveHome Affairs / FICA
South African ID verification via DHA Biometric API.
DHA Verification Services → LiveSARS e@syFile
PAYE and IRP5 data cross-reference for earnings validation.
SARS Payroll Info → Coming SoonUsing a payroll system not listed here?
Request an integration →For HR & Finance teams
Retain talent. Reduce financial stress. Cost nothing.
Burse is fully funded by a small per-transaction fee paid by the employee. There are no costs to the employer — ever.
- ✓ No impact on your cash flow — Burse fronts all funds
- ✓ Automatic deduction recovery at payroll run
- ✓ POPIA-compliant data processing agreement included
- ✓ NCR-registered credit provider — fully regulated
- ✓ Dedicated employer dashboard with usage analytics
- ✓ 20-minute payroll integration setup
- ✓ SETA / B-BBEE reportable employee benefit
Transparent pricing
Simple, honest fees
One flat fee per withdrawal. No hidden charges, no interest, no subscription.
Flat fee regardless of amount withdrawn. No interest. No credit check. No subscription.
- ✓ Instant bank transfer
- ✓ Up to 50% of earned wages
- ✓ Max 3 withdrawals per pay cycle
- ✓ Full transaction history
- ✓ Financial wellness tools
Completely free for employers. All revenue comes from the per-withdrawal employee fee.
- ✓ Unlimited employees
- ✓ All payroll integrations
- ✓ Employer analytics dashboard
- ✓ Dedicated account manager
- ✓ POPIA DPA included
For large employers (1 000+ employees) wanting white-label or custom fee structures.
- ✓ White-label Burse under your brand
- ✓ Custom withdrawal limits
- ✓ Bespoke API integration
- ✓ SLA-backed uptime guarantee
- ✓ Priority support
Real stories
What people say
"My car broke down two weeks before payday. I used Burse, got R1,500 in 3 minutes, and made it to work the next day. No loan sharks, no stress."
"As an HR manager I was sceptical. But the onboarding took 15 minutes and our staff turnover dropped noticeably in Q1. Zero cost to us."
"I used to take payday loans at 40% interest. Burse charges me R10 flat. I've saved hundreds of rands just this year."
Got questions
Frequently asked questions
No. Burse is an Earned Wage Access (EWA) product. You are accessing wages you have already worked for — not borrowing money. We are registered with the NCR as a payment service, not a credit provider, and we charge a flat transaction fee, not interest.
We charge employees a flat R10 fee per withdrawal. There are no charges for employers. Enterprise clients can negotiate alternative fee structures with our sales team.
No. EWA is not a credit product. We do not run a credit check, we do not report to credit bureaus, and using Burse will have no impact whatsoever on your credit score.
You can withdraw up to 50% of the wages you have earned so far in the current pay cycle, with a maximum of 3 withdrawals per cycle. Your employer may set a lower limit. Unused earned wages are always paid in full at your normal payday.
Any amounts you withdrew via Burse during the month are deducted from your normal salary before it is paid to you. Your payslip will reflect the Burse deduction as a line item. You always receive the remainder of your full salary.
Yes. All personal data is processed in accordance with the Protection of Personal Information Act (POPIA). We have a registered Information Officer, maintain a POPIA record of processing, and sign a Data Processing Agreement with every employer we work with. Data is stored on AWS servers in the Cape Town region (af-south-1).
Any South African bank: Capitec, FNB, Standard Bank, Absa, Nedbank, TymeBank, African Bank, Bidvest Bank, Discovery Bank, and more. Transfers use the RTC (Real-Time Clearing) or IMPS rail depending on the bank.
Start accessing your wages today.
Set up takes 2 minutes. Your first withdrawal is on us — fee waived.